top of page
Sam Wilks
Search


What Could Change Bank Behaviour in the NT
The common thread is discipline. None of these measures promise rapid price growth. None rely on taxpayer guarantees. All focus on reducing downside risk. That is the only language banks understand.
The Northern Territory does not need optimism. It needs predictability. When risk falls, credit follows. And when credit follows, transaction volumes recover, not because they were engineered, but because they were earned.Ā

Sam Wilks
Jan 24 min read
Ā
Ā
Ā


Why the Northern Territory Never Had a Housing Bubble
So, banks responded rationally. They reduced loan-to-value ratios, tightened serviceability, limited investor exposure, and avoided apartment and remote stock. Instead of absorbing risk to maintain lending volumes, they rationed credit. This is what market discipline looks like in practice. This explains clearly why the cranes disappeared, it wasnāt rocket science.

Sam Wilks
Jan 1, 20265 min read
Ā
Ā
Ā


A Chain of Neglect - Incentives, Omissions, and Tragic Outcomes
Three weeks later, the foreseeable unfolded. The same boy, still unchecked, collided with a seventy three-year-old Greek woman inside the centre. She fell, striking her head and suffering a massive hematoma.

Sam Wilks
Dec 14, 20256 min read
Ā
Ā
Ā


Why Soft Responses to Youth Crime Create Hardened Criminals
Youth crime is not a mystery of sociology. It is the visible outcome of a generation raised with no friction between impulse and consequence.

Sam Wilks
Dec 7, 20253 min read
Ā
Ā
Ā


When Deterrence Dies
Crime is not a random weather pattern. It follows patterns of opportunity, risk calculation, and behavioural reinforcement.

Sam Wilks
Dec 6, 20253 min read
Ā
Ā
Ā


Understanding the Purpose of Security Briefings and Debriefings
Briefings prevent incidents. Debriefs prevent repetition. One is prophylactic, one is corrective medicine.

Sam Wilks
Dec 5, 20253 min read
Ā
Ā
Ā


The Future of Crime Prevention: Innovations in CPTED
Future CPTED design increasingly reinforces territorial clarity through dynamic digital and physical cues.

Sam Wilks
Dec 1, 20254 min read
Ā
Ā
Ā


Why is Welfare so popular?
Welfare begins as compassion but matures into control. The state that promises to provide everything must, in time, own everything and everyone. And they tell you "you will be happy!"

Sam Wilks
Nov 9, 20254 min read
Ā
Ā
Ā


The Economics of Personal Protection Devices
One critique of the personal protection market is that not all individuals can afford advanced devices.

Sam Wilks
Sep 14, 20253 min read
Ā
Ā
Ā


Cognitive Biases That Undermine Personal Safety Habits
Safety is not just about equipment, security guards, or laws. It begins with the ability to see reality as it is, not as one wishes it to be.

Sam Wilks
Sep 13, 20253 min read
Ā
Ā
Ā


Philosophical Debates- Is Security a Right or a Responsibility?
When Authoritarian action or economic mismanagement and over-taxation occur, those individuals must be willing to defend themselves and even overthrow the state.

Sam Wilks
Sep 11, 20253 min read
Ā
Ā
Ā


Psychology of Leadership in Security Operations
A leader in security operations must model composure under pressure.

Sam Wilks
Sep 10, 20253 min read
Ā
Ā
Ā


Individualism vs. Collectivism - Impacts on National Security Policies
Statistics show that societies emphasising individual accountability generally experience lower violent crime rates

Sam Wilks
Sep 8, 20253 min read
Ā
Ā
Ā


Some Myths About Human Behaviour in Emergency Situations
Emergencies are rarely defined by the hazard itself but by how people respond to it. Yet most people and even policymakers operate under...

Sam Wilks
Sep 7, 20253 min read
Ā
Ā
Ā


Subsidising Chaos
If only the 3 questions by Thomas Sowell were forced to be answered by officials, every time they come up with some new way to subsidise chaos.

Sam Wilks
Jul 30, 20253 min read
Ā
Ā
Ā


State Victim Blaming
Seeking justice should no longer be viewed as a risk that needs to be controlled, but rather as the civic obligation that it is.

Sam Wilks
Jul 28, 20253 min read
Ā
Ā
Ā


CPTED: How Crime Is Repelled by Environmental Design
The lesson is simple. Criminals take the easiest route. Applying environmental design with expertise and discipline changes that course.

Sam Wilks
Jul 26, 20253 min read
Ā
Ā
Ā


The Psychological Cost of Fear
The fabric of society breaks down when productive citizens are forced to invest time, money, and mental capacity in self-defence.

Sam Wilks
Jul 24, 20253 min read
Ā
Ā
Ā


The Quiet Exodus
The professional caregivers, a large swathe of unaccountable NGOs, advocacy groups, and not-for-profits whose goal is to manage social dysfunction rather than solve it, step into this gap.

Sam Wilks
Jul 23, 20253 min read
Ā
Ā
Ā


The Effects of Tourism on Local Cultures
The narrative around tourism needs to shift from one of mere consumption to one of mutual exchange and respect.

Sam Wilks
Jul 21, 20254 min read
Ā
Ā
Ā
bottom of page